JCL Discretionary Portfolio Management is precisely designed to free you from allocating more time and attention towards the market. Investors who desire peace of mind and the time to focus on other priorities can hand over day-to-day investment responsibility to us, whilst retaining an element of control over the parameters of the mandate.
Discretionary portfolio management is a popular form of portfolio management service offered by JCL in which buy and sell decisions are made by the expert portfolio manager. By using our discretionary services you pass the burden of day-to-day investment and administrative responsibilities, but have the certainty of your assets being managed in line with your risk parameters and investment criteria.
Under this solution customers can monitor their assets on a daily basis without being directly tied to the market, however, investment decisions are made at the portfolio manager's discretion. The experience and expertise of our team ensures that you get the best possible investment outcome.
Products under Discretionary Services are :
1) Jyoti Growth Portfolio:
The Growth Fund is an aggressive fund for risk lover investors with a higher risk/reward profile. Jyoti Growth Portfolio offers investment scheme for the investors to invest their funds in different equity stocks. Investment under this scheme is managed to maximize returns both in terms of capital appreciation and dividend payouts. In order to absorb the volatility, a small chunk of the funds will also be invested in a fixed income generating instruments or FD or Saving Account balance.
|
S.N. |
Particulars |
Jyoti Equity Portfolio |
|
1. |
Fund Allocation Strategy |
· Upto 10% in Fixed income Securities or FD or Saving Account balance and · Upto 90% in stocks (Companies with High Growth Potential along with good compounding potential)
|
|
2. |
Investment Horizon (Tenure) |
3 years |
|
3. |
Minimum Investment Amount |
NPR 3.00 lacs (In words three lakhs rupees) |
|
4. |
Mode of Payment of investment Amount to the JCL |
|
|
5. |
Flexibility of income utilization |
Client is advised to withdraw realized gain in the short term or reinvestment of gain for long term benefits. |
|
6. |
Mode of Investment Decision: |
Discretionary |
|
7. |
Hurdle Rate |
10% |
|
8. |
Fees and charges |
as per company’s rule |
2) Jyoti income Portfolio
Jyoti Income Portfolio is a liquid fund that earns interest as well as capital gains. It offers client the opportunity to invest in a range of debt instruments comprising but not limited to fixed deposits, bonds, government securities, mutual funds and any other money market instruments. It also offers clients regular income payments with flexibility to adjust their investments according to their risk appetite and current needs.
|
S.N. |
Particulars |
Jyoti income Portfolio |
|
1. |
Fund Allocation Strategy |
· Up to 25 % Equity (High quality value stock with low risk and good dividend payout.) · UP to 75 % Fixed Instrument (70% In Term deposit and money market and remaining in liquid Investment)
|
|
2. |
Investment Horizon (Tenure) |
Min.3 years |
|
3. |
Minimum Investment Amount |
Rs.3.00 lacs (In words three lakhs rupees) |
|
4. |
Mode of Payment of investment Amount to the JCL |
|
|
5. |
Mode of investment Decision: |
Discretionary |
|
6. |
Hurdle Rate |
8% |
|
7. |
Fees and charges |
as per company’s rule |